Paying for long-term care is a complex subject and many people don’t know where to start. Lilian Faithfull Care is a charity working solely to care for older people, we can offer helpful advice and information about paying for care services.
Paying for Care
Unlike healthcare delivered in the NHS, residential and nursing care for older people is not free for everyone. Exactly how much you might be asked to pay and how you will be funded will depend on your individual circumstances.
So when it comes to funding care it’s a good idea to talk to a specialist Care Fees financial adviser about your care options and choices – especially if you’re keen to stay financially independent.
Our guide will give you general advice and guidelines about paying for care and we will do all we can to help you through the process.
View our guide
HOW DOES CARE HOME FUNDING WORK?
There are generally three different ways that you can opt to pay for care home fees. Most people often choose a mixture of local authority funding and self-funding with personal finances. Some people may also qualify for NHS funded nursing care.
Local authority funding for care homes
Local authorities funding will use means testing to assess your care needs as well as your ability to fund them privately. Many local authorities will help signpost you to resources for useful advice on paying for care. You can find out more information about health and social care on the local authority website for Gloucestershire.
Self-funding care home costs
For people who may not be eligible for NHS or local authority funding, paying for care will need to be funded by personal finances. This could be from:
- Pension income
- Investment income
- Personal savings
- Stocks & shares
- Property sales
Ideally, you should seek out specialist financial advice to guide you on the best way forward for all of these options.
NHS funded nursing care
In specific cases, the NHS may be responsible for funding some or all of your care. You can get an assessment done to find out if you are eligible for this funding. Even if you are not eligible for fully funded care, you may still get a contribution from the NHS, called Funded Nursing Care.
QUESTIONS ABOUT PAYING FOR CARE
How much do care homes cost per week?
The cost of care at Lilian Faithfull Care depends on several factors, including the level of care you need for your personal circumstances and which one of our homes you would like to stay at.
For a fully tailored quote about care home fees for you or your loved one, please get in contact with Netty Wade and we will be happy to help.
How much does residential care cost?
We offer residential care across all of our care homes in Gloucestershire and support our residents to live as independently and safely as possible.
In order to offer the best possible care for each individual, we will create a tailored care plan to support their specific needs. This means the cost of residential care will vary depending on your specific requirements.
If you would like to get a personalised quote for residential care costs, you can contact us today on 01242 303220 or email Netty Wade.
How much does dementia care cost?
All of our care homes and staff are well equipped to support people living with dementia. We also have dedicated dementia suites to provide extra care for individuals who need it.
These suites offer self-contained lounges, dining rooms and accommodation. They also both have their own dedicated team of experienced staff.
If you would like to find out more about the cost of dementia care at Lilian Faithfull care homes, you can contact us on 01242 303220 or email Netty Wade.
How much does respite care cost?
Respite care is a great way to rest and recharge, whether it is to convalesce after a hospital visit or you are simply taking a break for you and your primary caregivers to relax.
Respite care costs will vary depending on the length of your stay, the level of care you will require and which care home you would like to stay in. We want to ensure that no matter how long you stay with us, you feel safe and supported throughout.
If you would like to discuss your personal needs for a future respite care stay with us, please contact us on 01242 303220 or email Netty Wade.
What happens if I run out of money to pay for my care?
At Lilian Faithfull Care, we have a “Home for Life” pledge which means the Charity will never ask a resident to leave one of our care homes for financial reasons.
Last year our charity supported around 95 residents’ fees to an incredible amount of £2.5 million on average. This represents the difference between the costs of caring for a resident and the fees received by the Local Authority.
We work with residents, families, friends and the Local Authority as best we can to ensure that all our residents are treated with the dignity and respect they deserve and never have to worry about having a home.